For example, if you select the 5yr/6mo ARM program your rate and principal & interest payment will be fixed for the first 5 years (the 5 in 5yr/6mo), after that the interest rate and payment could change every 6 months for the remainder of the mortgage's term (the 6 in 5yr/6mo). Rates and payments will remain the same for the first 5, 7, or 10 years and then can adjust to a new rate and payment every 6 months based on a current index, depending on the ARM program you choose. ✚RM loans are variable rate loans, interest rates and payments may increase after consummation. Any business or other legal entity located in one of these areas is also automatically eligible to join. You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations. You currently belong to or join an organization whose members we serve. Eligibility by Organization You Belong To You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.ģ. You currently work for or retired from a company in our list of participitating employers. Eligibility by Company You Work for or Retired From Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).Ģ. Eligibility by Family Relationship to a Current DCU Member
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